BCNN1 Bloggers: Dave Ramsey Archives

Right Time to Expand the Family?

By BCNN1 on March 8, 2010 3:54 AM | No Comments | No TrackBacks

March 8, 2010

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Dear Dave,

My wife and I are trying to pay down our debt. We've got a long way to go, and it's pretty scary sometimes. We've also started thinking that we'd like to have another child.

Continue reading Right Time to Expand the Family?.

Don't Get Caught Up in the Glamour

By BCNN1 on March 1, 2010 8:59 AM | No Comments | No TrackBacks

by Dave Ramsey

March 1, 2010

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Dear Dave,

Our son is 21, and he's embarking on a career as a professional soccer player. The beginning money isn't huge. He'll only be making about $30,000 a year, and we want to know how we can help him manage this money and not get caught up in the idea that he has to live a glamorous lifestyle.

Karen

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The Dangers of Not Filing Your Taxes

By BCNN1 on February 22, 2010 7:16 AM | No Comments | No TrackBacks

by Dave Ramsey

February 22, 2010

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We all sweat a bit at tax time, no matter how confident we are in our record keeping. The stakes are high, and one little miscalculation can bring a world of trouble. Sometimes, fear and embarrassment can prevent us from filing a return at all! That's what happened to Sheri Lawrence.

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Can't Pay For Her Wedding

By BCNN1 on February 15, 2010 4:28 AM | No Comments | No TrackBacks

by Dave Ramsey

February 15, 2010

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Dear Dave,

Our daughter is 24, engaged to be married, and we can't afford to pay for the kind of wedding she wants. My husband and I have had some financial difficulty over the last few years, and we are finally beginning to slowly dig our way out.

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Say No to Creating Business Partners

By BCNN1 on February 8, 2010 5:09 AM | No Comments | No TrackBacks

by Dave Ramsey

February 8, 2010

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Dear Dave,

I own a moving business, and I have a good, smart employee, who is currently my general manager, and he wants to invest in the company.

Continue reading Say No to Creating Business Partners.

It Isn't the Same as Cash!

By BCNN1 on February 1, 2010 9:35 AM | No Comments | No TrackBacks

by Dave Ramsey

February 1, 2010

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Dear Dave,

My wife and I bought some furniture a while back on what we thought was a 24-months-same-as-cash plan. The original purchase price was $1,600.

Continue reading It Isn't the Same as Cash!.

How Do I Get Started in Real Estate?

By BCNN1 on January 24, 2010 5:18 PM | No Comments | No TrackBacks

by Dave Ramsey

January 24, 2010

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Dear Dave, 've always been interested in real estate, but the only experience I have has come through owning my own home here in Atlanta. I'm not sure I'm enough of a handyman to fix up houses to sell, but I've never thought of myself as a landlord, either. What advice can you give me? Mark

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Save for College First

By BCNN1 on January 18, 2010 8:20 AM | No Comments | No TrackBacks

by Dave Ramsey

January 18, 2010

Dear Dave,
I'm 17, and my personal finance class at high school has been watching your course. I want to begin investing early to take advantage of compound interest, so I want to start a Roth IRA. Which mutual funds would you advise investing in while I'm still trying to save for college?
Jeff

Continue reading Save for College First .

No Credit Score, No Mortgage?

By BCNN1 on January 11, 2010 9:39 AM | No Comments | No TrackBacks

by Dave Ramsey

January 11, 2010

Dear Dave,

I've never had a credit card or a bank loan, so I really don't have any established credit. What should I do when it comes to a cell phone contract or establishing utility service? Also, what will happen if I try to get a mortgage loan at some point?

Matthew

Continue reading No Credit Score, No Mortgage?.

How Do I Make a Lowball Offer? by Dave Ramsey

By BCNN1 on December 27, 2009 9:06 PM | No Comments | No TrackBacks

Dear Dave,

My husband and I are looking at getting a second vehicle. We found one we like, and it's in great shape, but they're asking more than we can afford to pay. Do you have any suggestions on how to make a low offer without insulting someone?

Angela

Continue reading How Do I Make a Lowball Offer? by Dave Ramsey.

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