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God's Wisdom: In order to use God's wisdom to balance our budgets we need to start with God's book: The Bible. The Bible gives us the guidelines that God has established for breathing financially free, and for securing His blessings on our effort:

Good Stewardship, by Dr. LeRoy Randolph

If as I indicated in a previous article, the Will is the first step in planning for the utilization of our money, what's next?

Development of a proper attitude. There must be a recognition that it all belongs to God. Psalm 24:1 indicates that the earth, the world, and all men belong to God. Haggai 28 reveals that all gold and silver belong to the Lord. Psalm 50:10-11 indicates that all the cattle and other animals belong to God.

Avoiding Budget Waste, by Dr. LeRoy Randolph Jr.

Because all of our wealth (all that we possess including our gifts, talents, and potential for earning) belongs to God, we need to be good stewards of that which God has entrusted to us. That means being concerned about each aspect of our budget and especially the "budget waste."
1. Some Christians have money and are not blessed! Some Christians have not money and are blessed! Therefore, we know the blessings of God are not dependent on whether we have money or don't have money, but rather on the use of what we do have, and our attitude about money.
The prophet, Malachi, makes it clear in the last book of the Old Testament that the failure of God's people to support God's work is due to some serious spiritual failures. When the question is asked in Malachi 3:8, "Will a man rob God?" the answer returns with a resounding "YES" as God says, "Yet ye have robbed me." But why do men rob God?
Because the financial responsibility of the Christian is to exercise wise stewardship over the assets God entrusts to his care, it is important to look at a good alternative to the Last Will and Testament which normally has been considered to be our last opportunity to be a good steward. The Will (an adequate method of distributing your assets according to your wishes) only becomes effective upon death, and must be probated (settlement of estate through the probate court).

Will A Man Rob God?, by Dr. LeRoy Randolph

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Malachi 3:6-12

The Book of Malachi records the life of the Jewish remnant who returned to the land after the captivity of the Babylonian Empire, followed by the Medo-Persian Empire. Cyrus the king of Persia had released the remnant in 538 B.C., who in small numbers returned to rebuild the Temple under Zerrubabel and Jeshua (related in Ezra, Haggai and Zechariah). Later (83 years) in 455 B.C., Ezra the priest led an expedition back to the land and found deplorable spiritual conditions and began a revival. Thirteen years later Nehemiah is commissioned to go back and rebuild the city of Jerusalem starting with its walls.

Being Fruitful with your Finances, by Dr. LeRoy Randolph

The Mutual Fund:
A Widely Used Investment Tool

Because the financial responsibility of the Christian is to exercise wise stewardship over the assets God entrusts to our care, it is important to look at good potential investment opportunities. The Mutual Funds have proven, over their long history, to be relatively good investments for those who are willing to do their "homework" (investigate the risks involved in several alternative Mutual Funds).

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