Dear Dave,
My wife and I have accidental death and dismemberment insurance through our workplace. Do we also need level term life insurance policies?
Anonymous
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Finances
Dear Dave,
What do you think about online bill payments or automatic monthly deductions to pay for everyday bills?
Jay
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Finances
Christians can best make financial decisions according to God's plan for their lives by understanding His directives for their lives. Every decision requires a thorough understanding of God's attitudes, and that understanding comes from studying God's Word and communicating with Him. Read More
Christians can best make financial decisions according to God's plan for their lives by understanding His directives for their lives. Every decision requires a thorough understanding of God's attitudes, and that understanding comes from studying God's Word and communicating with Him. Read More
Finances
Dear Dave,
I've heard you talk about something you call The Legacy Drawer. What exactly is this, and what goes into it?
Lisa
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Finances
Dear Dave,
I'm 20 years old, and I'm working my way through college. I've never been in debt, and I've already got a good emergency fund in place. But it seems like there are so many things to plan for down the road. How do you prioritize and manage saving for a better car, investing, marriage, kids and everything else in life? It all seems so overwhelming.
Eric
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African-American
A little more than a year ago, Feb. 17, 2009, newly
inaugurated President Barack Obama took his first corrective action to
quell the escalating economic crisis. Read More
Finances
The other day, I bumped into an old friend who I hadn't seen for years. She looked great, but when I glanced over at her car, I got a little worried. You see, in the past, Ellen wouldn't have been caught dead in a car that small or that old. Read More
The other day, I bumped into an old friend who I hadn't seen for years. She looked great, but when I glanced over at her car, I got a little worried. You see, in the past, Ellen wouldn't have been caught dead in a car that small or that old. Read More
Finances
Dear Dave,
I'm 18, and I have a job making $30,000 a year. I've also got about $40,000 in stocks and $10,000 in savings. I want to buy a house in the near future. Should I pay cash and buy it outright, or is a 15-year mortgage okay?
Sam
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Finances
Dear Dave,
My wife and I are trying to pay down our debt. We've got a long way to go, and it's pretty scary sometimes. We've also started thinking that we'd like to have another child. We're not getting any younger, but we know this would prolong the time it would take us to get out of debt. Do you think we should wait until we're out of debt, or until we have most of it paid off?
Holland
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Finances
Dear Dave,
My wife is about to receive a sizeable inheritance from her father. Do you think we should tithe on the principal sum that she receives?
Wade
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Finances
Like mother, like daughter. And that's just fine by Dasha Lundy. Her mother, Carolyn, never paid full price for anything, and she doesn't either. The money lessons Mrs. Lundy imparted to her daughter are paying off. Read More
Like mother, like daughter. And that's just fine by Dasha Lundy. Her mother, Carolyn, never paid full price for anything, and she doesn't either. The money lessons Mrs. Lundy imparted to her daughter are paying off. Read More
Finances
On February 22, 2010, nine months after President Obama signed the legislation, new credit card rules designed to protect consumers from the unscrupulous and manipulative tactics of credit card companies went into effect. The legislative momentum that led to the passage of the Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD) has been building for years, and was thrown into overdrive by the economic meltdown of 2008.
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Finances
Steve and Pamela Cromity possess all the trappings of upper-middle-class comfort. They own a home in Lansdowne, Pennsylvania; a time-share in Kissimmee, Florida; and employ a nanny to care for their son and daughter, Steve III, 12, and Christina, 10. Read More
Steve and Pamela Cromity possess all the trappings of upper-middle-class comfort. They own a home in Lansdowne, Pennsylvania; a time-share in Kissimmee, Florida; and employ a nanny to care for their son and daughter, Steve III, 12, and Christina, 10. Read More
Finances
Why do wealthy investors and institutions pay millions of dollars in admission fees to get into hedge funds? Because hedging--or using investment strategies that reduce financial risk--works. Says Nadia Papagiannis, editor of Morningstar Alternative Investments Observer: "Defensive investing can improve your long-term results." Read More
Why do wealthy investors and institutions pay millions of dollars in admission fees to get into hedge funds? Because hedging--or using investment strategies that reduce financial risk--works. Says Nadia Papagiannis, editor of Morningstar Alternative Investments Observer: "Defensive investing can improve your long-term results." Read More
Finances
Some people buy too much, some people buy too little. That's the overbuyer / underbuyer split. Overbuyers are often anxious about all the money they've spent and the stuff they've accumulated, so they can use some tips on cutting down on the number of things they buy. Read More
Some people buy too much, some people buy too little. That's the overbuyer / underbuyer split. Overbuyers are often anxious about all the money they've spent and the stuff they've accumulated, so they can use some tips on cutting down on the number of things they buy. Read More
African-American
America's economic recession has hit African-Americans who are middle age and older much harder over the last year than it has the general public, according to a new survey released Tuesday by the AARP. Read More
Finances
Dear Dave,
Our son is 21, and he's embarking on a career as a professional soccer player. The beginning money isn't huge. He'll only be making about $30,000 a year, and we want to know how we can help him manage this money and not get caught up in the idea that he has to live a glamorous lifestyle.
Karen
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Finances
While it's clear that amassing education and experience is helpful, there's no right way to go about it. Here are some ways to increase your knowledge base and your odds of success: Read More
While it's clear that amassing education and experience is helpful, there's no right way to go about it. Here are some ways to increase your knowledge base and your odds of success: Read More
Finances
Dear Dave,
I've been playing the lottery a bit lately. I'm a Christian, and I was wondering what your views are on this. We've been struggling financially, and it seems that a chance to win millions is worth a buck or two. Your advice and opinion on this would be cherished. --Dawn
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Home
I'm inviting you to take a 21-day financial fast in which you will buy only necessities. The fast is really about curbing the need to consume. It doesn't matter whether you're a good steward or a spendthrift; all of us consume more than we need.
Read More
I'm inviting you to take a 21-day financial fast in which you will buy only necessities. The fast is really about curbing the need to consume. It doesn't matter whether you're a good steward or a spendthrift; all of us consume more than we need.
Finances
Dear Dave,
Why is it that some people have enough money for pizza, lottery tickets, cable television and cigarettes, but they don't buy something as inexpensive as renter's insurance, and then they expect someone else to bail them out when a fire destroys their home? --Keith
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Finances
Leaving home for college is a turning point in your life. Suddenly you have all kinds of freedom--the freedom to stay out late, skip class if you want to, and make friends with people you'd never dream of introducing to your parents. You'll probably have the freedom to get a credit card, too, which can be great for emergencies or establishing credit--but pretty scary if you over exercise your freedom to spend. Read More
Leaving home for college is a turning point in your life. Suddenly you have all kinds of freedom--the freedom to stay out late, skip class if you want to, and make friends with people you'd never dream of introducing to your parents. You'll probably have the freedom to get a credit card, too, which can be great for emergencies or establishing credit--but pretty scary if you over exercise your freedom to spend. Read More
Finances
Newscasts report daily that our economy is on a downward trend. People are losing their homes, highly-paid executives are losing their positions and having to settle for lower-paying jobs, food and energy costs continue to increase, and the list goes on. Read More
Newscasts report daily that our economy is on a downward trend. People are losing their homes, highly-paid executives are losing their positions and having to settle for lower-paying jobs, food and energy costs continue to increase, and the list goes on. Read More
Home
The European single currency is facing an 'inevitable break-up' a leading French bank claimed yesterday.
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Finances
Dear Dave,
How do you buy a surprise gift for your spouse when you both see the budget and handle the checkbook?
--Anonymous
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